COVID-19 Information & Resources

Financial Assistance

COVID-19 Relief Funds

Iowa Restaurant and Bar Relief Program

Applications open February 1 and close February 15 at 5:00 p.m.

 

The Iowa Restaurant and Bar Relief Program will assist establishments that were among the hardest hit by the COVID-19 pandemic and associated closures and mitigation efforts.

The program may assist eligible businesses that experienced a decrease in gross sales of at least 15% during the second and third quarters of 2020, (April 1- Sept. 30), compared to the same time the previous year, as evidenced by the Iowa Sales/Retailer’s Use Tax and Surcharge Return.

Grant award amounts will be determined using a tiered system based on the percent of gross sales loss. Award tiers will be used with a maximum award amount of $25,000.

ELIGIBLE BUSINESSES

Businesses must be one of the following business types:

  • Full-Service Restaurant
  • Bar
  • Brewery
  • Brewpub
  • Distillery
  • Winery

APPLICATION PREPARATION

Ownership entities must submit one application per business location. Applicants must have the following information prepared prior to starting the application, as applicable.

APPLICATION PERIOD

The online application will be available at iowabusinessrecovery.com. beginning Monday, Feb. 1 at 12:00 p.m. (noon) and will close on Monday, Feb. 15 at 5:00 p.m. All applications submitted within that period will be considered for an award. The program is not first come, first served.

Applications will undergo review following the close of the application period on Feb. 15. Applicants will receive an approval or denial email notification upon their application’s review.

Download the Iowa Restaurant and Bar Relief Program fact sheet.

Paycheck Protection Program (SBA 7(a) Forgivable Loan) [SECOND DRAW OPEN]

Second Draw PPP Loans

Notice: Paycheck Protection Program resumed January 11, 2021 and will be open until March 31, 2021. At least $25 billion is being set aside for Second Draw PPP Loans to eligible borrowers with a maximum of 10 employees or for loans of $250,000 or less to eligible borrowers in low or moderate income neighborhoods.

Who May Qualifiy:
The Paycheck Protection Program (PPP) now allows certain eligible borrowers that previously received a PPP loan to apply for a Second Draw PPP Loan with the same general loan terms as their First Draw PPP Loan. A borrower is generally eligible for a Second Draw PPP Loan if the borrower:

  • Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses
  • Has no more than 300 employees; and
  • Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020

Eligible Expenses:
Second Draw PPP Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.

How to Apply:
You can apply for a Second Draw PPP Loan from January 13, 2021, until March 31, 2021. To promote access for smaller lenders and their customers, SBA will initially only accept Second Draw PPP Loan applications from participating community financial institutions (CFIs). All Second Draw PPP Loans will have the same terms regardless of lender or borrower. To be matched with a participating lender, visit SBA Lender Match.

If you wish to begin preparing your application, you can download the Paycheck Protection Program Second Draw Borrower Application Form (released 01-08-21) to see the information that will be requested from you when you apply with a lender.


First Draw PPP Loans

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll). Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease. Loan payments will also be deferred for six months. No collateral or personal guarantees are required. The initiative provides 100% federally guaranteed loans to small businesses through December 31, 2020 for SBA 7(a) loans. This loan has a maturity of 2 years and an interest rate of 1%. Neither the government nor lenders will charge small businesses any fees. You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. The program is administered by the U.S. Small Business Administration (SBA). More details are available on the SBA website. 

The U.S. Chamber of Commerce issued this guide to help small businesses and self-employed individuals prepare to file for a loan. If you wish to begin preparing your application, you can download a copy of the PPP borrower application form to see the information that will be requested from you when you apply with a lender.

Who qualifies:

  • A small business with fewer than 500 employees
  • A 501(c)(3) with fewer than 500 employees
  • Sole proprietors, independent contractors, and self-employed persons
  • A Tribal business concern that meets the SBA size standard
  • A 501(c)(19) Veterans Organization that meets the SBA size standard

Paycheck Protection Program (PPP) vs. Economic Injury Disaster Loan (EIDL)

SBA 7(b) Economic Injury Disaster Loan & Grant/Advance

SBA resumed accepting new Economic Injury Disaster Loan (EIDL) applications on June 15 to all qualified small businesses, including U.S. agricultural businesses.

The Economic Injury Disaster Loan Advance will provide up to $10,000 ($1,000 per employee) of economic relief to small businesses that are currently experiencing a temporary loss of revenue. Advance funds can be used for paid sick leave; payroll; increased costs; rent or mortgage payments; or repaying obligations that cannot be met due to revenue losses attributed to COVID-19. However, these funds will be subtracted from the final loan amount. The SBA is required to issue the Advance within three days after receipt of the loan application in which the borrower is required to certify, under penalty of perjury, that it is eligible to apply for an EIDL loan. This loan advance will not have to be repaid.

The SBA’s Economic Injury Disaster Loan program provides small businesses with low-interest, long-term working capital loans of up to $2 million that can provide vital economic support to small businesses suffering substantial economic injury as a result of the COVID-19 pandemic.

  • These loans may be used by small businesses to pay fixed debts, payroll, accounts payable and additional bills that can’t be paid because of COVID-19’s impact.
  • The interest rate is 3.75% for small businesses without other available means of credit. The interest rate for non-profits is 2.75%.
  • The SBA loans come with long-term repayments, up to a maximum of 30 years, in an effort to keep payments affordable. Loan terms are determined on a case-by-case basis, according to individual borrower’s ability to repay.
  • The SBA has amended its disaster loan criteria to help borrowers still paying back SBA loans from previous disasters. By making this change, deferments through December 31, 2020, will be automatic. Hence, borrowers of home and business disaster loans do not have to contact SBA to request deferment.

Applicants may apply directly through the SBA online at www.covid19relief.sba.gov.

Note: It is recommended that you have a have a conversation with your lender or your nearest Small Business Development Center to help you strategize the best option for proceeding forward before you apply for the SBA Economic Injury Disaster Loan.

Paycheck Protection Program (PPP) vs. Economic Injury Disaster Loan (EIDL)

SBA Debt Relief

As part of their coronavirus debt relief efforts, the SBA will pay 6 months of principal, interest, and any associated fees that borrowers owe for all current 7(a), 504, and Microloans in regular servicing status as well as new 7(a), 504, and Microloans disbursed prior to September 27, 2020. This relief is not available for Paycheck Protection Program loans or Economic Injury Disaster loans.

SBA Express Bridge Loan

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

Small Business Grants

Duke University has created a COVID-19 funding tracker, a searchable database of grants, loans, and cash equivalents that can help entrepreneurs, nonprofits, and businesses around the world.

LISC-Lowe's Small Business Relief Grant Info

The latest grant application period is now open. Applications must be submitted by January 5, 2021 at 11:59PM ET.

LISC is inviting small business owners in rural locations across the country to apply for the LISC-Lowe’s Rural Relief Small Business Grants program. Only small businesses located in rural communities (population of 50,000 or less) are eligible at this time. LISC will support small businesses and enterprises affected by Covid-19 across the country, especially those in underserved communities, including entrepreneurs of color, women- and veteran-owned businesses that often lack access to flexible, affordable capital. Non-profit organizations are ineligible for the relief funding program at this time, but may be eligible for later rounds of funding.

Applications are being accepted in “rounds”. You must submit a new application for each round in order to be considered for funding in that round. Applications will be reviewed based on criteria designed to prioritize particularly challenged businesses, and the final grantees will be randomly selected from the top scoring applicants.  Apply now.

Restaurant and Restaurant Employee Relief Funds

The Restaurant Workers’ Community Foundation (RWCF) has created a relief fund for workers impacted by COVID-19. The RWCF Board of Directors has approved directing funds raised in the follow ways:

  • 50% for direct crisis relief to individual restaurant workers,
  • 25% for nonprofit organizations serving restaurant workers in crisis, and
  • 25% for zero-interest loans for restaurants to get back up and running.

Individuals seeking RWCF’s direct assistance should go to the Southern Smoke Application Form to submit their information and needs. RWCF has comfiled a list of additional relief funds for bars and restaurants on their website.

Professional Beauty Association Relief Fund

The Professional Beauty Association (PBA) and PBA Charities have created a new fund to help our industry during this unprecedented crisis. The PBA COVID-19 Relief Fund will provide $500 to licensed beauty professionals who are unable to work due to COVID-19. The funding, if awarded to you, is intended to be emergency aid for short-term immediate needs such as food and bills.

Funds are limited to donations in hand and we expect to receive an overwhelming number of applications. Applications will be reviewed on a daily basis Monday through Friday. Applications will be funded with a lottery system as donations are received so that all eligible applicants have an equal chance of receiving aid.

https://www.probeauty.org/covid-relief-fund-application/covid-19-application

Small Business Relief Fund (GoFundMe)

GoFundMe has partnered with Intuit QuickBooks, Yelp, GoDaddy, and Bill.com to give small businesses a $500 grant if they raise at least $500 on GoFundMe.

The GoFundMe Small Business Relief Fund will provide one-time matching grants to help alleviate the financial burdens of the COVID-19 pandemic. Donations to the relief fund will be paid out as grants to businesses that have created a fundraiser through the Small Business Relief Initiative or had an existing GoFundMe. To qualify for a matching, your GoFundMe fundraiser must raise at least $500 and verify that your small business has been negatively impacted by a government mandate due to the COVID-19 pandemic. Your small business must be independently owned and operated, and each recipient of the matching grant must intend on using the funds to help care for your employees or pay ongoing business expenses.

GoFundMe will continue issuing $500 matching grants to qualifying businesses until the fund is depleted.

Funds Exhausted / Deadline Passed

Delta Dental COVID-19 Reopening Support Payment for Dentists

Program Update (5.13.20): 

As dental offices begin to reopen, Delta Dental understands that you and your staff face new challenges to safely provide patients the same great care you always have. Delta Dental of Iowa is here to support you as you begin this new normal.

To help you get your practice ready to serve patients again, we are introducing the Reopening Support Payment. Below are details on the payment:

  • Participating network (Premier, PPO) dentists will receive $10 for each claim they file for Delta Dental of Iowa members. We are still finalizing payments for DWP and Hawki members.
  • The support payment will apply to services members receive between May 1 and August 31, 2020.
  • These support payments will be applied to all claims and there is no need to submit for payment.
  • The first payments will begin around June 15.

For more details on payment, see our frequently asked questions. If you have any questions, please contact our professional relations team at 800-544-0718 or provrelations@deltadentalia.com.

IEDA Nonprofit Recovery Fund [APPLICATIONS CLOSED]

Applications are now closed.

The Iowa Economic Development Authority (IEDA) is offering grant funds up to $25,000 to nonprofit organizations through their new Nonprofit Recovery Fund. The program will provide short-term relief to nonprofit organizations that have seen reduced revenue and/or increased costs as a result of the COVID-19 pandemic.

Eligible nonprofits may be awarded a grant of up to $25,000, based on income, expenses, outstanding obligations and other state and federal assistance received. The program has $10 million available, which was allocated through federal CARES Act funds. Initially, eligible nonprofits must be a 501 (c)(3), 501 (c)(6) or 501 (c)(19), be based in Iowa and have:

  • Experienced a documented, involuntary loss of revenue and/or increase in expenses that occurred after March 1, 2020, due to the COVID-19 public health emergency
  • An annual operating budget of more than $25,000
  • Twenty-five or fewer full-time equivalent employees
  • A primary mission to serve the program’s priority service populations

For a full list of eligibility requirements, additional information and to apply, visit iowabusinessrecovery.com.

Questions regarding the Iowa Nonprofit Recovery Fund can be addressed by calling 515.348.8897 (toll free: 855.854.2440).

IEDA Small Business Utility Disruption Prevention Program [PERIOD ENDED]

The application period has closed. 

The Iowa Economic Development Authority (IEDA) is offering grant funds through their new Small Business Utility Disruption Prevention Program. The program will provide short-term relief to eligible small businesses and nonprofits that faced significant hardship in the payment of utility bills for service provided during the months of disruption to their business due to the COVID-19 pandemic. The program offers grants up to $7,500 to be applied to utility bill debt for eligible small businesses.

To be eligible to receive assistance, businesses must have:

  • a physical (non-residential) location in Iowa and 50 or fewer employees;
  • not received funding from the IEDA’s Small Business Relief Grant Program;
  • experienced a COVID-19 loss of revenue on or after March 17, 2020, that resulted in unpaid bills for electric or natural gas service provided between March 17, 2020, and June 30, 2020; and
  • remained in operation or re-opened at the time of application.

For a full list of eligibility requirements, additional information and to apply, visit iowabusinessrecovery.com.

Questions regarding the Small Business Utility Disruption Prevention Program can be submitted via email to energyrecovery@iowaeda.com or by phone at 1.855.300.2342.

IEDA Residential Utility Disruption Prevention Program [PERIOD ENDED]

The Iowa Economic Development Authority’s Residential Utility Disruption Prevention Program will provide short-term relief to eligible residential electric, natural gas and water utility customers that face significant hardship in the payment of utility bills for service provided between March 17, 2020, and October 8, 2020.

MORE INFORMATION: To apply, please visit iowahousingrecovery.com.

IEDA Small Business Relief Fund [AWARDS HAVE BEEN MADE]

The application deadline was Tuesday, March 31, 2020. IEDA’s Iowa Small Business Relief Grant award notifications were made the week of April 7. All applicants that were awarded a grant have received notification. For the first round of funding (April 7-10), priority was given to businesses demonstrating projected revenue losses of 75% or greater and businesses that were among the first to close due to the  public health emergency.

Small Business Relief Program Grant Recipients:
First Funding Phase: ROUND 1 (April 7, 2020) | ROUND 2 (April 8, 2020) | ROUND 3 (April 9, 2020) | ROUND 4 (April 10, 2020)

Second Funding Phase: ROUND 5 (April 23, 2020) | ROUND 6 (April 24, 2020) | ROUND 7 (April 27, 2020) | ROUND 8 (April 28, 2020)

Third Funding Phase: ROUND 9 (April 29, 2020) | ROUND 10 (May 1, 2020) | ROUND 11 (May 4, 2020) | ROUND 12 (May 5, 2020) | ROUND 13 (May 6, 2020) | ROUND 14 (May 7, 2020) | ROUND 15 (May 8, 2020) | ROUND 16 (May 11, 2020) | ROUND 17 (May 13, 2020) | ROUND 18 (May 14, 2020) | ROUND 19 (May 15, 2020) | ROUND 20 (May 18, 2020)

At this time all available funds have been expended. Eligible businesses/applicants that did not receive a notification will be considered for potential funding rounds in the future. IEDA will not open a new round of applications.

The Iowa Small Business Relief Program provided financial assistance (grants) to small businesses (with 2-25 employees) that have been economically impacted by the COVID-19 pandemic by offereing grants ranging from $5,000-$25,000. The Small Business Relief Grants will assist eligible businesses in maintaining operations or reopening business following the COVID-19 pandemic. The funds may not be used to pay debts incurred prior to March 17, 2020.

Iowa Agriculture Relief Fund [PROGRAMS CLOSED]

These programs have closed.

Governor Reynolds allocated federal CARES Act Funds to assist Iowa farmers, producers and biofuel producers impacted by COVID-19. The Iowa Beginning Farmer Debt Relief Fund and the Iowa Livestock Producer Relief Fund will provide short-term relief to eligible Iowa farmers. The Iowa Biofuels Relief Program provides relief funding to eligible biofuel producers located in Iowa.

MORE INFORMATION: Click here to learn more.

Iowa Nonprofit Recovery Fund [PROGRAM CLOSED]

This program has closed.

Governor Reynolds has allocated federal CARES Act funds to assist nonprofits economically impacted by COVID-19. The Volunteer Iowa and Iowa Economic Development Authority’s (IEDA) Nonprofit Recovery Fund will provide short-term relief to nonprofit organizations that have seen reduced revenue and increased costs as a result of the COVID-19 pandemic.

Click here to learn more.

Iowa Movie Theater Fund [PROGRAM CLOSED]

Applications for this program are now closed.

The Iowa Movie Theatre Relief Grant is an extension of the Iowa Small Business Relief Grant Program and will provide short-term relief to eligible movie theatres for the purpose of continuing or resuming business operations in the context of a public health emergency and to assist entities to accelerate and restore economic activity amid the current COVID-19 public health emergency. This statewide program is offered through the Iowa Economic Development Authority (IEDA).

Assistance Levels
Theatres in Iowa showing films open to all ages are eligible for $10,000 per movie screen.

Eligible Uses
Recipients may use the funds for short-term cash flow assistance to continue operations. Any other use of the funds, including paying debts incurred prior to March 1, 2020, is not permitted.

Click here for more information.

Iowa County Fairs Relief Fund [PROGRAM CLOSED]

Applications are now closed. 

The Iowa County Fairs Relief Fund is an extension of the Iowa Small Business Relief Grant Program and will provide short-term relief to eligible county and district fairs for the purpose of continuing or resuming business operations in the context of a public health emergency and to assist entities to accelerate and restore economic activity amid the current COVID-19 public health emergency. This statewide program is offered through the Iowa Economic Development Authority (IEDA) in collaboration with the Association of Iowa Fairs (AIF).

Assistance Levels

There will be three funding levels: $25,000, $50,000, and $75,000. Award amounts will be determined based on demonstrated revenue loss for the period October 1, 2019 through September 30, 2020 as compared with the corresponding period for the previous year.

Eligible Uses

Recipients may use the funds for short-term cash flow assistance to continue operations. Any other use of the funds, including paying debts incurred prior to March 1, 2020, is not permitted.

TSB Sole Operator Relief Fund [DEADLINE PASSED]

Businesses must have been certified or submitted an application to become TSB certified by April 10, 2020. 

A fund was created through the state to support TSB-certified businesses with zero employees (sole proprietors or single-member LLCs) that had been economically impacted by the COVID-19 pandemic by offering grants ranging from $5,000-$10,000.

Iowa Business Tax Deferral [DEADLINE PASSED]

The application for deferral of the eligible taxes and waiver of penalty and interest remains open through April 30. To be eligible, businesses must be experiencing business disruption due to the COVID-19 pandemic. All sales tax and/or withholding tax permit holders can apply by filling out the Small Business Relief Tax Deferral application online. Sales tax, including any consumer’s use tax reported by a taxpayer on a sales tax return, and withholding tax are included. Retailer’s use tax and consumer’s use tax are not eligible. If a tax deferral is granted by the Iowa Department of Revenue, a taxpayer will be given 60 days to pay their balance due for the applicable taxes. Penalties would be waived and interest would be waived for the first 60 days after the original due date. Interest would begin to accrue 61 days after the original due date on the original tax due.

Save Small Business Fund (U.S. Chamber of Commerce) [APPLICATIONS CLOSED]

We appreciate your interest in the Save Small Business Fund. We are continuing to award grants to our existing list of applicants as new funds become available, but due to overwhelming demand, the program is no longer accepting new applications. We wish we could help everyone in this challenging time. 

The U.S. Chamber of Commerce Foundation is sponsoring a Save Small Business Fund with $5,000 grants for business impacted by COVID-19.

Starting April 20, 2020, you can submit a short application at www.savesmallbusiness.com. If you’d like a reminder when the application process opens, please sign up with your email address at the link. The application will take about 10 minutes to complete and will only require your business’s W-9 form and basic supporting information about your business. Grants will be awarded on a weekly basis, but you only need to apply one time to be eligible for funding. Each grant is for $5,000 and must be applied toward business expenses. A follow-up survey will be sent to all grantees to learn how it was spent and the impact that it made.

Iowa Small Business Relief Fund [APPLICATIONS CLOSED]

Applications closed on May 25, 2020.

An alliance of Iowa organizations have created a new Iowa Small Business Relief Fund through the Iowa Financial Empowerment Center, offering grants between $500-$3,500 for eligible small businesses. The application period is now open and more information is available here. (This is not an IEDA sponsored program and not affiliated with the Iowa Small Business Relief Grant through the state.)

Nonprofit Emergency Operating Relief Grants - Delta Dental of Iowa Foundation [FUNDS EXHAUSTED]

All COVID-19 emergency funds have been allocated at this time. 

Delta Dental of Iowa Foundation is committed to strengthening and transforming the health and smiles of all Iowans. During these unprecedented times, we understand communities across Iowa are dealing with the effects of the coronavirus disease (COVID-19) pandemic.

The Foundation has committed $500,000 for a COVID-19 Nonprofit Emergency Operating Relief Fund. Through this fund the Foundation is offering operating grants of up to $10,000 to Iowa nonprofit organizations focused on providing health and wellness services during this crisis, or addressing food insecurity needs.

The Foundation will begin accepting grant requests starting March 23rd until the funds are all allocated.

COVID-19 Nonprofit Emergency Operating Relief Grant Eligibility

Grants will support the general operations of eligible nonprofits who meet the following criteria:

  • Organization must be located in Iowa and serve Iowans
  • Must have an active 501(c)3 IRS status
  • Priority will be given to nonprofits focused on providing health and wellness related services during COVID-19 crisis, or addressing food insecurity issues with a health equity lens (serving those who will be most adversely impacted)
  • Funds can be used to cover fixed operational expenses such as: salaries for medical providers, volunteer coordinators, medical workforce (e.g., lab technicians, CNAs), rent, utilities, internet, insurance, phone, medical supplies, etc.

Learn more at www.deltadentalia.com/foundation/grants/covid19.

Delta Dental Advance Claims Payment for Dentists [PROGRAM ENDED]

To support Iowa dentists during the COVID-19 situation, Delta Dental of Iowa is introducing the Advance Claims Payment Program (ACPP). This program will allow dentists to receive up to 50% of their average weekly claims payment in advance for four weeks. These advance payments are interest-free and will be recovered over a 20-week period beginning in July. Please see below for further details or contact us at provrelations@deltadentalia.com or call 800-544-0718.

Eligibility:

  • Participate in at least one of Delta Dental of Iowa’s networks (Premier, PPO, DWP, Hawki).
  • In “good standing” with Delta Dental of Iowa and the Iowa Dental Board.
  • Office must be located in Iowa.
  • Licensed Iowa dentist.

Learn more at https://www.deltadentalia.com/dentists/advance-claims-payment.

Local Initiatives Support Corporation (Verizon) [FUNDS DISTRIBUTED]

LISC will use Verizon funding to provide grants of up to $10,000 to businesses facing immediate financial pressure because of Covid-19—especially entrepreneurs of color, women-owned businesses and other enterprises in historically underserved communities who don’t have access to flexible, affordable capital. LISC will launch an online process for small businesses to submit applications for grants. Applications will be reviewed and then entered into a lottery. The grants are designed to help business owners fill urgent financial gaps (paying rent and utilities, meeting payroll, paying outstanding debt to vendors, or other immediate operational costs) until they can resume normal operations or other financing becomes available.

The first round of grant applications is closed but will reopen in mid-April, and you can register to be notified on their website.

Business For All Emergency Grants (Hello Alice) [DEADLINE PASSED]

Hello Alice is offering $10,000 grants being distributed immediately to small business owners impacted by coronavirus, as part of our broader mission to ensure Business for All. In addition to funding, grant recipients will receive ongoing support from the Hello Alice community.

$10,000 COVID-19 Business for All Grants are awarded on a rolling basis.

https://businessforall.helloalice.com/

Beauty Industry Relief Fund [DEADLINE PASEED]

Beauty Changes Lives is offering $1,000 grants for licensed beauty professionals (cosmetology, esthetics, barbering, or massage therapy) who are out of work due to the coronavirus. Available to beauty professionals and students who are unemployed and cannot maintain their regular income during this time, these one-time $1,000 grants will be distributed directly to the applicant to provide temporary financial relief. Applications are open starting April 1, 2020.

Grants will be given to applicants that demonstrate financial hardship due to mandated closures during COVID – 19 based on the following priorities: date unemployment began, 2019 salary, and number of dependents.

Facebook Boost Grants [APPLICATION CLOSED]

Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where they operate. Visit https://www.facebook.com/business/boost/grants to view more information and sign up for updates.

Community Marketing Grant (Ogden Newspapers) [PERIOD ENDED]

Ogden Newspapers will provide up to $1,000,000 of matching advertising dollars. Grant funds can be used toward print or digital advertising in your local Ogden Newspapers publication, including the Emmetsburg Report/Emmetsburg Democrat.

Eligibility: Open to locally owned and operated businesses impacted by the coronavirus. Applications must be submitted via our online form below.

Amount: Grants are available for a minimum of $200 and a maximum of $5,000 of matching funds each month. Grants will be awarded in April, May and June. The matching grant must be used within the month.

Fill out the simple form at https://www.ogdennews.com/community-grant/ to apply, and your local newspaper partner will be in touch within 1-2 business days.

Google Ad Credits [CREDITS GRANTED]

Google is offering $340 million in advertising grants for small- and medium-size businesses, a credit that will be added automatically to Google Ads accounts.

Yelp Business Relief [PROGRAM ENDED]

Yelp is offering advertising credits for small, independently owned restaurants and bars. On March 20, Yelp announced $25 million in relief, primarily focused on supporting independent, local restaurant and nightlife businesses, in the form of waived advertising fees and free advertising, products, and services during this period. As part of this relief effort, restaurants and nightlife businesses that remain open will receive free access to Yelp page upgrades, including Business Highlights and Call To Action, as well as Connect, which will help them communicate timely information to their customers. Restaurants will also receive three months of free access to Yelp Reservations and Waitlist. For restaurant clients that offer delivery and/or takeout, Yelp will provide $100 in free search advertising.

These relief efforts are available to small, independently owned restaurant and nightlife businesses and franchisees in the U.S., Canada, the U.S. Virgin Islands, and Puerto Rico with fewer than five locations.

The Red Backpack Fund (Spanx/Global Giving) [APPLICATIONS CLOSED]

Spanx and The Spanx by Sara Blakely Foundation, administered by GlobalGiving, are providing 1,000 grants of $5,000 to women-owned small businesses affected by COVID-19 in monthly rounds to support female entrepreneurs in the wake of COVID-19. The first round of applications were open from April 6 at 12pm ET through April 12 at 11:59pm ET. Final grant recipients will be notified by the week of May 11. Each month, we will accept additional applications. The portal will open for applications again on May 4, June 1, July 6, and August 3. Sign up to get an email notification when the application re-opens.

In addition to the financial gift, each woman will also receive a “lucky” red backpack. Thanks to MasterClass’s generous donation, all 1,000 women will also receive a free annual All-Access Pass to all 80+ MasterClass instructors, including Sara Blakely’s class on entrepreneurship, to provide mentorship to recipients during this time.

The Doonie Fund (DigitalUndivided) [FUNDS DISTRIBUTED]

DigitalUndivided, a nonprofit that supports black and latinx women entrepreneurs, is provided quick grants of $100 to black women business owners.

Nail Pro Relief Fund [DEADLINE PASEED]

Generously funded by CND Creative Nail Design, these grants will provide financial assistance to nail professionals, whose lives have been drastically changed by the mandated closures in response to COVID-19. Available to licensed nail professionals who cannot maintain their regular income during this time, these one-time $1,000 grants will be distributed directly to provide temporary financial relief. Applications are open starting April 1, 2020.

Grants will be given to applicants that demonstrate financial hardship due to mandated closures during COVID – 19 based on the following priorities: date unemployment began, 2019 salary, and number of dependents.

https://beautychangeslives.org/cnd-creative-nail-design-covid-19-relief-grant/

Resources & Information

COVID-19 Information

Iowa Department of Public Health (IDPH) – View the most up to date informatio on the Novel Coronavirus (COVID-19), including number and type of cases in Iowa, on the Iowa Department of Public Health website at https://idph.iowa.gov/emerging-health-issues/novel-coronavirus or at the new Coronavirus website at https://coronavirus.iowa.gov/.

Palo Alto County Health Systemhttps://www.mercyonenorthiowaaffiliates.org/pachs/patients-and-visitors/covid-19/

Center for Disease Control (CDC)https://www.cdc.gov/coronavirus/2019-ncov/index.html

World Health Organization (WHO)https://www.who.int/emergencies/diseases/novel-coronavirus-2019

Updates from Governor Kim Reynolds

Get the latest news updates from the Office of the Governor at https://governor.iowa.gov/newsroom.

IEDA Business Recovery Assistance

The Iowa Economic Development Authority (IEDA) is working closely with the Office of the Governor to monitor the status and impact of COVID-19 and develop programs to assist Iowa businesses. Click to learn more. 

Small Business Development Center (SBDC) Information & Business Assistance

The Northwest Iowa SBDC is still taking clients and providing free, confidential, one-on-one business coaching services including financial analysis and cash flow projections.

Iowa Source Link

Guidance for Iowa Businesses During COVID-19

The topic on most everyone’s mind is the novel (new) Coronavirus (COVID-19). As everyone is doing their part to help stop the spread of this virus, we here at IASourceLink wanted to share resources available to small business owners in Iowa.

COVID-19 will affect your business in some way – from employees staying home sick, vendors unable to fill orders, and customers staying away – your small business needs to be prepared.

Click here to view IASouceLink’s list of resources.

U.S. Chamber of Commerce - Combating the Coronavirus
The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact. Visit the blog for the latest updates.
Center for Industrial Research and Service (CIRAS)

The Center for Industrial Research and Service (CIRAS) at Iowa State University is providing educational guides and direct support for business clients to help them plan, prepare, protect, and recover their operations. View COVID-19 resources and information online at https://www.ciras.iastate.edu/covid-19/.

Unemployment & Employee Assistance

Iowa Workforce Development (IWD) - Unemployment Center

Please visit the Iowa Workforce Development (IWD) COVID-19 page regulary for the most up-to-date information. 

Frequently Asked Questions: Unemployment Insurance Benefits for Workers

ATTENTION CALLERS: When you call 1-866-239-0843 and after the call connects, you will hear a greeting and be provided a menu with options for the assistance you require.  Once you make a selection, you will hear a phone ringing for 3-5 minutes. After the ringing has stopped, the phone will most likely go silent until your call is answered.  The ringing and silence are a part of our phone system and we are unable to change these features at this time. Please stay on the line and we will answer your call as quickly as possible.  Your call will be answered quicker if you simply remain on the phone versus hanging up and trying again.  We apologize for the inconvenience. We are committed to helping all of our citizens. Remain on the line and you will be helped.

Palo Alto County is served by the IowaWORKS (Spencer) office:
217 W 5th Street | PO Box 1087
Spencer, IA 51301
Phone: 712-262-1971
Email: Region3and4.Web@iwd.iowa.gov

IowaWORKS Centers are taking significant steps to follow the Iowa Department of Public Health’s guidance for social distancing. Effective immediately, IowaWORKS offices will only be open to customers with an appointment, or to accept identity verification from customers applying for benefits. IowaWORKS encourages you to call or email them to receive assistance in the safety of your own home: uiclaimshelp@iwd.iowa.gov, or 866-239-0843.

Information for Businesses - Unemployment Insurance Tax Extension

Unemployment Insurance Tax Extension

On March 23, Governor Reynolds announced that first quarter unemployment tax payments that are due April 30th will be delayed till the end of the 2nd quarter, July 31, 2020.  Eligible employers include those employers with 50 or fewer employees. Eligible employers also must be in good standing with no delinquencies in quarterly payments.

To qualify for the extension, the employer must be current on all quarterly tax payments before the 1st quarter of 2020 regardless of whether or not they are seeking an extension of tax payment. All employers must file Quarterly Employers Contribution and Payroll Report electronically by 4:30 on April 24th to avoid late report filing penalty.

Payments for Q1 would be due when Q2 payments are due, July 31, 2020. No interest or penalties will accrue for delayed payments for the eligible group.  The extension of payment deadline without interest is not a holiday or forgiveness and the taxes will be due July 31, 2020. Employers still need to file their quarterly reports, which contain employee wage data necessary to compute benefit eligibility and amounts to be paid.

Click here to learn more.

Families First Coronavirus Response Act: Employer Paid Leave Requirements

The Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide their employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. The Department of Labor’s (Department) Wage and Hour Division (WHD) administers and enforces the new law’s paid leave requirements. These provisions will apply from the effective date through December 31, 2020.

Generally, the Act provides that covered employers must provide to all employees:

  • Two weeks (up to 80 hours) of paid sick leave at the employee’s regular rate of pay where the employee is unable to work because the employee is quarantined (pursuant to Federal, State, or local government order or advice of a health care provider), and/or experiencing COVID-19 symptoms and seeking a medical diagnosis; or
  • Two weeks (up to 80 hours) of paid sick leave at two-thirds the employee’s regular rate of pay because the employee is unable to work because of a bona fide need to care for an individual subject to quarantine (pursuant to Federal, State, or local government order or advice of a health care provider), or care for a child (under 18 years of age) whose school or child care provider is closed or unavailable for reasons related to COVID-19, and/or the employee is experiencing a substantially similar condition as specified by the Secretary of Health and Human Services, in consultation with the Secretaries of the Treasury and Labor.

A covered employer must provide to employees that it has employed for at least 30 days:

  • Up to an additional 10 weeks of paid expanded family and medical leave at two-thirds the employee’s regular rate of pay where an employee is unable to work due to a bona fide need for leave to care for a child whose school or child care provider is closed or unavailable for reasons related to COVID-19.

View more information including covered employers, qualifying reasons for leave, and duration of leave online at https://www.dol.gov/agencies/whd/pandemic/ffcra-employer-paid-leave.

Helpful Links for Businesses